The Long Game
How to Actually Build Wealth in Your 30s — the Boring Plan That Works
Forget the hustle-porn and the hot stock tips. Real wealth is built by a handful of dull decisions, made early and repeated for decades. Here is the whole plan on one page.
The Latest
All stories →Money Habits
Automate Everything: the One-Hour Setup That Runs Your Finances for a Year
Pay yourself first, on payday, before you can spend it. Here's the exact standing-order stack.
Invest
Why a Single Global Index Fund Beats Almost Everyone Trying to Beat It
Low fees, total diversification, and the humility to do nothing. The case for boring investing.
Save
Kill the Expensive Debt First: a Ranked Order for Every Pound You Free Up
Credit cards before ISAs, employer match before overpaying the mortgage. The priority ladder.
Tax
The 60% Tax Trap Between £100k and £125k — and the Legal Way Out
One pension contribution can turn the country's harshest marginal rate back into 40%.
Pensions & FIRE
The 4% Rule, Stress-Tested for a British Portfolio
Does the famous American withdrawal rule survive UK tax, fees and a longer retirement?
Property
The Lifetime ISA's 25% Bonus Is Free Money — If You Dodge the Traps
Up to £1,000 a year from the government for first-time buyers. Here's who should and shouldn't use it.
The Sunday Compound
Wealth is built slowly. Learn it one Sunday at a time.
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